Deposit Account

By depositing your free funds at an agreed period, you will gain additional income from interest paid by the Bank on your deposited funds.

Ziraat Bank is a strong and trusted Bank for all its clients around the world.

Tabular presentation of interest rates in relation to the amount and term period:

Clasic Savings Account
Interest and principal paid at maturity


Maturity Periods in months
Amount in EUR  
Min Max   3M+1 day 6M+1 day 12M+1 day 24M+1 day 36M+1 day
500 50.000 up to 0.40% 0.80% 2.20% 2.60% 2.90%
50.001 100.000 up to 0.40% 0.80% 2.30% 2.70% 3.00%


Deposit amount 30.000 €
Term 12 months
Nominal interest rate 2,20% annual, fixed
Efective interest rate 2,20%
Amout of gross ineterst 661,40 €
Type of payment of the ineterst End of deposit term
Tax on income for natural persons (residents and non residents) 15%
The above calculation is an example only, so as such it can be subject to change. It is valid on the date when is published, and therefore is not obligating for the Bank.

For information on USD deposits please contact the Bank at  (+382) 020 442 200 or via contact form.

By depositing your funds with Ziraat Bank Montenegro AD, You:

  • have the safety of depositing funds with a reputable, strong and trusted Bank,
  • have possibility of choosing short-term deposit periods, up to 12 months,
  • have possibility of long-term deposits, from 13 to 36 months,
  • have possibility of calculation and payout of interest in your account,

You may contact our Branch and Relationship Managers for further information about deposits and interest rates.