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General terms and conditions for payment operations valid from 08.04.2023
General Terms and Conditions for the issue and use of debit cards valid from 23.02.2023
General Terms and conditions for internet payment services valid from 23.02.2023
General terms and conditions for payment operations valid until 08.04.2024
General Terms and Conditions for Single Payment Transactions valid from 23.02.2023
General Terms and Conditions for payment cards valid until 23.02.2023
General Terms and Conditions for payment cards valid until 23.02.2023

Ziraat
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Announcements

Dear clients, we would like to inform you that the Bank will not work on May 1 and 2, 2024 (Wednesday and Thursday). Also, on Friday 03.05. and Monday 06.05. the Podgorica branch will be open from 8 a.m. to 12 a.m., while the Bar and Budva branches will not be operating.

In accordance with the requirements defined by the Law on Amendments to the Law on Payment Transactions and other by-laws of the Central Bank of Montenegro, a mandatory change was made to the General Terms and Conditions for transaction accounts of natural entities

We are required by law to provide you with an annual report on fees associated with your consumer payment accounts. This fee report will give you a detailed overview of all fees and interest charged to you for each of your transaction accounts at Ziraat Bank AD Podgorica for last year.

Dear clients, we would like to inform you about upcoming changes in Ziraat Bank's tariffs, effective March 19, 2024, for legal entities and May 19, 2024, for individuals.
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